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Ministry of housing deployed in the second half of the housing market regulation

date: 2018-08-22
Times of browsing: 12

On August 7, the ministry of housing and urban-rural development held a forum in shenyang, liaoning province, during which the ministry of housing and urban-rural development made further demands on the future real estate regulation work, and proposed to hold cities with weak property control firmly accountable.




Around the meeting pointed out that to speed up the housing development plan for implementation and to adjust the housing and land supply structure, vigorously develop the housing rental market, improve and implement differentiated housing credit and tax policies, support the reasonable housing consumption, resolutely curb speculative purchases, in order to strengthen the management of public opinion guide and expectations, continue to carry out the real estate market chaos management initiative, to crack down on illegal development enterprises and intermediary agencies, protecting the legitimate rights and interests of the people.




The meeting also said that local governments should effectively regulate the real estate market, systematically analyze the prominent problems and major risks existing in the local real estate market, adopt measures according to local conditions, implement policies accurately and comprehensively, and implement the main responsibility of local governments to stabilize land prices, house prices and expectations to ensure market stability.The ministry of housing and urban-rural development will establish a real estate market monitoring system and improve the assessment mechanism for local real estate regulation.We will strictly supervise and inspect those areas that are ineffective in their work, where the market is volatile and where regulatory targets are not met.




At present, the ministry of housing and urban-rural development has not disclosed the list of cities participating in the symposium, but many people interviewed said that under the background of repeated propaganda from the central and ministerial levels, whether it is the first - and second-tier cities or third-and fourth-tier cities, the chances of further tightening property control in the second half of the year are increasing.




Strong accountability and weak regulation of cities




A meeting of the political bureau of the communist party of China (CPC) central committee held on July 31 said that China should resolve to solve the problem of the real estate market in the second half of the year.We will accelerate the establishment of a long-term mechanism to promote steady and sound development of the real estate market.




From "containing the rapid rise of housing prices" to "resolutely containing the rise of housing prices", the central government's interpretation of this statement is that the "will not relax" in the second half of the year.




The ministry of housing and urban-rural development (mohurd) followed up with a call for stronger accountability in areas where work is ineffective, markets are volatile and regulatory targets are not met.




Yang xianling, director of the shell academy, believes that this means that the regulation will not be relaxed in the short term, and in order to curb the rise in housing prices, administrative measures such as limit purchase and price limit are unlikely to be withdrawn in the short term.




"In the next stage, the main responsibility of local governments in regulating will be further increased, and the assessment mechanism should be more clear and precise."Yang showed up.




In fact, since the 19th CPC national congress last year, the ministry of housing and urban-rural development has proposed at several meetings that we should study and establish a real estate statistics and market monitoring and warning index system, and strengthen the assessment and accountability of local work in stabilizing the real estate market.




The results of this year's work are being reflected.In may, the ministry of housing and urban-rural development held talks with officials in 12 cities where housing prices have risen too fast. Chengdu and other places where the talks were held have stepped up their regulation.




In may, more than 40 cities across the country issued as many as 50 regulatory policies, a record for the most one-month regulation nationwide, according to centaline property.




In the past July, intensive regulation has continued.In July, 20 housing policies were introduced in cities at or above the county level, according to the China institute of digital statistics.




Among them, the new policy in some cities is strong, causing the market to pay close attention.In shenzhen, for example, the purchase of housing by enterprises (including new houses and second-hand houses) is suspended, and the transfer of commercial housing purchased by residents is prohibited within 3 years;And a substantial increase in divorce within two years of the mortgage payment proportion.




Therefore, the ministry of housing and urban-rural development has again stressed the accountability mechanism for local government and increased the market's expectation of further tightening in the second half of the year.




"The policy direction for the second half of the year is expected to remain consistent with that of the first half, with a tight focus and the possibility of further upgrading in some cities."Zhan yifan, an analyst with iju research institute, said that the four major features of this round of regulation, including stronger intensity, wider scope, more precise purpose and more obvious characteristics of missing and filling gaps, are likely to remain in the second half of the year.




??Support reasonable housing consumption




In addition to the emphasis on accountability to local governments, the symposium also put forward specific demands in support of rational housing consumption, strengthening expected management and regulating market order.




Among them, how to support reasonable housing consumption without changing the general trend of regulation has become one of the focuses of local policies.




From the recent local policy implementation situation, credit, provident fund and other policies become a big grab.




On July 23, the business management department of the people's bank of China, in conjunction with four departments, issued a document, saying that "the minimum down-payment ratio for housing loans with co-ownership of the first set of mortgage loans shall be implemented in accordance with policy-oriented housing, no less than 30%."For non - housing groups mainly to provide credit support property buyers.




On July 2, Inner Mongolia made clear the priority of housing provident fund to support the demand for renting, and the key employees purchased the first ordinary housing or the improved housing demand in the place of deposit or domicile.Similarly, in July, hangzhou, Harbin, guangzhou and other cities also put forward the housing provident fund to support the demand for new housing, improve the demand for housing purchase, and strictly investigate the illegal withdrawal of the provident fund, so as to ensure the effective use efficiency of the provident fund.




What is reasonable housing consumption?Zhan yifan believes that the key to supporting reasonable housing consumption is to support reasonable housing demand.And reasonable housing demand, should satisfy self - housing attribute.For the first group of people in need, the needs of such people are clear and should be protected.For the improved population, the consumption behavior is also a reasonable consumption when the housing holding time and quantity are satisfied.




Gu yunchang, deputy director of the housing policy expert committee of the ministry of housing and urban-rural development, further pointed out that the proportion of housing consumption expenditure in household expenditure should not be too high, whether it is rigid demand or ameliorative demand.


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